Effective Date: February 23, 2026

These Terms and Conditions (“Terms”) govern your use of the website https://monetapayments.com and any services provided by Moneta Processing LLC (“Moneta Processing,” “Moneta,” “we,” “our,” or “us”).

By accessing our website or opting into communications, you agree to these Terms.


1. Description of SMS Use Cases

By providing your phone number through forms on https://monetapayments.com, you consent to receive SMS messages from Moneta Processing LLC for business-related purposes.

SMS communications may include:

Merchant application updates

Account status notifications

Appointment reminders

Service-related communications

Follow-ups regarding inquiries

Promotional or marketing messages (only if separately consented)

Message frequency may vary depending on your interaction with our services.

Consent to receive SMS messages is not required as a condition of purchasing any goods or services.


2. Opt-Out Instructions

You may opt out of SMS communications at any time by replying:

STOP to unsubscribe

HELP for assistance

After sending STOP, you will receive a confirmation message and will no longer receive SMS communications unless you opt in again.


3. Customer Support Contact

For questions regarding these Terms or SMS communications, you may contact us at:

Moneta Processing LLC
Email: [email protected]
Website: https://monetapayments.com

We will respond to inquiries within a reasonable timeframe.


4. Message & Data Rate Disclosure

Message and data rates may apply depending on your mobile carrier plan. Charges are determined by your wireless provider and are your responsibility.

Message frequency varies.


5. Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

Delivery of SMS messages is subject to effective transmission by your mobile carrier and is not guaranteed by Moneta Processing LLC.


6. Age Restriction (18+)

Our services and SMS communications are intended for individuals who are at least 18 years old.

By using our website or opting into SMS communications, you represent and warrant that you are 18 years of age or older.

We do not knowingly collect or solicit information from individuals under 18.


7. Link to Privacy Policy

Your use of our services is also governed by our Privacy Policy.

To review how we collect, use, and protect your information, please visit:

👉 Privacy Policy: https://monetapayments.com/privacy-policy


General Website Use

You agree to use our website only for lawful purposes. Unauthorized use of this website may result in termination of access and potential legal action.

We reserve the right to update these Terms at any time. Updates will be posted on this page with a revised effective date.